Pension Auto‑Enrolment Starts January 2026. Find Your Path
Auto‑enrolment is mandatory for everyone—but your best approach depends on your business. Some benefit from basic compliance, others can turn this into a competitive advantage. Discover which path fits your situation.
Trusted by Irish businesses turning change into opportunity
We're helping forward-thinking businesses design pension schemes that go beyond basic compliance—creating real competitive advantages that attract talent and deliver tax benefits.
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Employees advised
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Workers affected by auto-enrolment
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Years experience
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Central Bank regulated
What you need to know
Your auto‑enrolment options
Auto‑enrolment is mandatory—but your approach depends on your business. Basic compliance works for some, tailored schemes for others.
Universal workplace pensions arrive
Every Irish employee aged 23–60 earning €20,000+ gets automatic pension access. Choose basic compliance or enhanced schemes.
Government subsidises your benefits
The state adds up to 2% on top of your contributions. Plus, every euro reduces your corporation tax.
Time to assess your best approach
January 2026 is fixed—no extensions. Understanding your options now avoids last-minute scrambles.
Optional: transform recruitment
Well-designed pension schemes differentiate your employment package. Powerful for businesses competing for talent.
As a CFO, I wanted to set up group pension for the team.
Empowered Money put in place a comprehensive staff pension scheme and offer 1-2-1 meetings for each employee to discuss the personal needs.
They made everything easy to understand, handled all the details, and kept me in the loop throughout.
It's great knowing both my future and my employees are fully taken care of. They took all the stress out of pensions – and went above and beyond.
Shauna Clarke
Chief Financial Officer , Croí Valve
How to find your optimal auto‑enrolment approach
A proven four‑step path to meeting the January 2026 deadline with the right approach for your business—whether that's efficient basic compliance or a tailored scheme that delivers competitive advantages
Discover your readiness and best path forward
Get your compliance readiness score and discover which approach fits your business best. See exactly where you stand and whether basic auto‑enrolment or a tailored scheme makes more sense for your situation.
Free consultation if an occupational pension fits
If your scorecard shows an occupational pension is your best path, we'll help you maximise the opportunity with a free consultation.
Design your competitive advantage scheme
We create an occupational pension that goes beyond basic compliance—think talent magnet, tax optimiser, and employee satisfaction booster all in one strategic asset.
Seamless launch and ongoing support
We handle all setup, employee communications, and ongoing administration. You focus on running your business whilst your optimised pension scheme delivers tax benefits, control, and competitive advantages.
Find your optimal auto‑enrolment path
Answer 7-8 questions and discover whether basic compliance or competitive advantage fits your business best.
In ~2 minutes you'll see your auto-enrolment readiness and discover the best approach for your business.
The benefits of getting auto‑enrolment right
Whether you choose basic compliance or competitive advantage, here are the benefits of taking the right approach for your business
Optional: become the obvious choice for top talent
If you choose a competitive advantage approach, a well-designed pension scheme makes job offers stand out. Perfect for businesses where attracting people who think long-term gives real value.
Meet your duty of care efficiently
Whether basic or enhanced, providing pension access shows you care about employee futures. Choose the level that fits your business whilst fulfilling this important responsibility.
Access available tax advantages
Even basic auto‑enrolment provides tax relief on contributions, and the government adds up to 2% on top. Enhanced schemes can optimise this further if that fits your business goals.
Get compliant and stay compliant
Understanding your options early means no last-minute scrambles. Whether you choose basic or enhanced approaches, getting it right from the start saves time and stress later.
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Email consultation
Send us your questions and we'll respond with detailed guidance
Email us your questionsYour auto‑enrolment questions answered
Everything you need to know about turning Ireland's pension auto‑enrolment into competitive advantage
Ready to find your optimal auto‑enrolment approach?
January 2026 is non-negotiable. Discover whether basic compliance or competitive advantage makes sense for your business. Take the readiness test to get tailored recommendations and expert guidance for your situation.